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| 1. Purpose |
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TAKEFUJI CORPORATION ("the Company" hereinafter) has long been striving to fulfill its social mission and enhance its credibility by helping people with smooth household finance through engaging in money lending business and contributing to proper operation of national economy since it was established in 1966. Although people's lifestyles change, Takefuji is convinced that consumer finance companies have unchangeable range of duties and responsibilities.
Based on this conviction, all directors and employees of the Company must become more acutely aware of our social role and responsibilities, observe relevant laws and ordinances in everyday business operations, and act upon social standards.
Accordingly, we hereby pledge to make continual efforts to earn the trust of society and establish the TAKEFUJI CORPORATION Management Ethical Charter as a concrete declaration of our long-cherished founding spirit since our foundation, in order to demonstrate our firm commitment.
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| 2. Basic Philosophy |
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| (1) | In order to earn the trust of communities and to make positive contributions to society, we ensure strict adherence to our founding spirit of Customer First and provide high quality financial services. |
| (2) | In order to achieve that aim, we establish not only strict compliance to laws and ordinances, but also high ethical standards and compliance system. |
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| 3. Charter |
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| (1) | We observe all relevant laws, ordinances and regulations, and conduct our corporate activities in accordance with fair and equal business practices. |
| (2) | In money lending business, we make efforts to protect the interests of people including those who are in financial needs for the best results, while focusing on transparency of transactions, and contributing to the proper operation of national economy. |
| (3) | We ensure open and comprehensive exchanges with customers and society
through active and impartial disclosure of management information,aiming for well-functioning market discipline functions well. |
| (4) | We aim to establish sound work environment in which personalities and values are mutually respected. |
| (5) | We act upon our founding spirit of gratitude, remain aware of our position and responsibility as a corporate citizen, follow the dictates of conscience, and act in accordance with social standards. |
| (6) | We remain opposed to anti-social forces that threaten the order and safety of people and society. |
| (7) | We establish sound fiscal basis and risk management system based on our risk characteristics. |
| (8) | We continue sound and faithful two-way conversation and smooth communication with government. |
| (9) | We are well-aware that the development of the society is the basis of corporate growth, and we aim at co-existence and co-prosperity with the society, through active information emission and CSR activities. |
| (10) | We comply with and carry out this charter, not only in the Company, but also in the whole Company Group. |
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