TAKEFUJI CORPORATION   15-1 Nishi-Shinjuku 8-chome,Shinjuku-ku, Tokyo 163-8654 Japan October 19, 2002 For release Immediately Representative    Akira Kiyokawa, President Contact Investor Relations Tel: 81-3-3365-8011 Fax: 81-3-3365-8070 Stock Code No. 8564 TYOSE TAKE BIG SEVEN MasterCard Launches on October 20, 2002 Tokyo, October 19, 2002    Our card business shall be launched to broaden the range of customer services that complement consumer finance business as our core business. We would like to offer our credit card to those who have hardly been given chances for holding credit card until now. We are willing to accept small amount transactions - even a rice ball can be purchased by the card, as well as actively developing membership network of stores deeply rooted in everyday life such as rice retailers, clinics, liquor shops and the like so that our customers can enjoy the convenience of using credit card in various occasions in their daily life.    As a company that has been performing its social mission to provide a sound funding vehicle for workers' households since its foundation, we feel proud that we can contribute to society at large through our unique card business. From now on, we will aim at penetrating into not only metropolitan areas but also local communities all over Japan. Take Big Seven Features for Card Holders: 1. You are free of charge for membership and annual fees. 2. Small amount transactions will be willingly accepted - even a rice ball can be purchased by the card. 3. You can decide on your settlement day considering your monthly payday. Interest shall be calculated on daily basis if you make use of revolving credit or cashing. You may repay more or in a lump-sum at your discretion. 4. Your ceiling on shopping is set at up to 20% of the cashing limit permitted to you. 5. You are entitled to use your card at more than 28 million MasterCard brand outlets all over the world besides our own member stores. More than 2,000 of our ATMs and over 22,000 convenience stores are available for your repayment. 6. The IC embedded card embodies maximum security and will give you meticulous multi services. Take Big Seven Features for Member Stores: 1. Building up the next day settlement system for our member stores. Each member store can cash customers' purchases by our ATM network next day. 2. One percent commission, which is significantly lower than the industry's standard of 4 - 5 % as transaction fee, from our member stores. *1 3. Providing each member store with a rent-free mobile terminal that improves efficiency of administrative processes. *1 One percent commission shall be applied to cases where our card holders use the card at our own member stores. Back by Takefuji co.