TAKEFUJI CORPORATION 15-1 Nishi-Shinjuku 8-chome,Shinjuku-ku, Tokyo 163-8654 Japan
November 7, 2006
| For release | Immediately |
| Representative | Hikaru Kondo, President |
| Contact | Investor Relations |
| Tel: 81-3-3365-8011 Fax: 81-3-3365-8070 |
| Stock Code No. 8564 TYOSE |
Announcement of New Products
Takefuji Corporation to launch new products: Gold Loan, with an interest rate of 9.125%, Dream Plan 011, with an interest rate of 18.0%, and Royal Plan, with an interest rate of 21.535%.
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Takefuji Corporation is pleased to announce that the Company now introduces the new products as the first step in the new initiative to provide customers with products carrying low interest rates as an expression of gratitude for their long-term support.
We will continue to provide various products lineup with putting the highest priority to customer needs and convenience.
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| Details
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Product Details
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| Gold Loan |
| | This product is provided for existent customers who are currently using Takefuji services. Its interest rate is set at 9.125%, the lowest rate among our products. It will be launched on November 9, 2006. (For more details, please see the Appendix)
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| Dream Plan 011 |
| | This product is produced as a campaign with an interest rate of 18%, only for new customers. It will be launched on November 7, 2006. (For more details, please see the Appendix)
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| Royal Plan |
| | This product is for customers who are currently using Takefuji services with an interest rate of 21.535%. It will be launched on November 7, 2006. (For more details, please see Appendix)
* Please note that subject to our criteria, it may not be possible to satisfy all requests.
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| Product Guidance |
| | Gold Loan | Dream Plan 011 | Royal Plan |
 | Interest rate (annualized rate in real terms) | 9.125% | 18.000% | 21.535% |
| Loan Ceiling | 1 million yen | 1 million yen | 1 million yen |
| Use and Contract method | Free use, Revolving lines of credit method |
| Security and Guarantor | Unnecessary |
| Period, the number and method of repayment | 500,000 yen or less | Repayment is based on the revolving credit system of fixed amount with interest against the outstanding balance after the last loan (1 to 37 times with the longest period of three years and one month) |
510,000 to 1,000,000 yen | Repayment is based on the revolving credit system of fixed amount with interest against the outstanding balance after the last loan (1 to 49 times with the longest period of four years and one month) |
| Necessary documents | Health insurance card and payslip etc. (For a loan of 510,000 yen or more, the documents above and proof of earnings such as a withholding tax slip are required.) |
| Examination | Based on Takefuji regulations (For a loan of 510,000 yen or more, a limit of 10% of annual income and Takefuji's strict screening will be applied) * It could take several days before the loan is extended. |
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| Examples of Repayment Plan |
| <<Gold Loan (9.125%)>> |
| Number of repayments |
| Amount of loan |
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12 times | 24 times | 36 times |
| 100,000 yen | 8,751 yen | 4,574 yen | 3,186 yen |
| 500,000 yen | 43,755 yen | 22,871 yen | 15,929 yen |
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| <<Dream Plan 011 (18%)>> |
| Number of repayments |
| Amount of loan |
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12 times | 24 times | 36 times |
| 100,000 yen | 9,168 yen | 4,992 yen | 3,615 yen |
| 500,000 yen | 45,840 yen | 24,962 yen | 18,076 yen |
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| <<Royal Plan (21.535%)>> |
| Number of repayments |
| Amount of loan |
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12 times | 24 times | 36 times |
| 100,000 yen | 9,337 yen | 5,165 yen | 3,795 yen |
| 500,000 yen | 46,685 yen | 25,824 yen | 18,975 yen |
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by Takefuji co.
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